In the modern world of interconnectivity, communication, and social media, scammers can operate anywhere in the world to target people who may not be well-informed about scam tactics and fraudulent activity. Luckily, these scammers use common tactics, scripts, and templates to try to steal, making it easier to spot these types of crimes if you know what you are looking for.
The most common way to spot a scam is when the scammer will demand you pay them via a single payment method of their choosing. These can be one of many different services or payment times and is usually one you haven’t heard of, however, the one thing that connects all these methods is that it’s hard to get your money back once it is sent.
First off, beware of anyone trying to demand payment from you without giving you a clear contract containing information or services. Legitimate businesses will render a service or a guarantee of service before they ask for payment.
Second, the most common payment they would demand is the use of gift cards. If a person or business wants you to pay for their services through the use of gift cards, it is a scam. Gift cards are not a legitimate form of payment, and no genuine business will ask for gift cards as payment. Scammers like gift cards because they cannot be reversed, and it is hard for police or authorities to trace the payments of gift cards since they are usually paid for in cash.
Third, keep in mind the forms of money transfers that CANNOT be reversed. These can include wire transfers, crypto payments, and payment apps like Zelle. Credit cards and services like PayPal will be able to intervene and reverse payments, so most scammers will not ask for these types of payments.
With the ease of emails and text messaging comes the danger of phishing attacks. Phishing is a way for a scammer to glean or gather personal information through the use of fraudulent website links or text messaging.
Some phishers will use elaborate scripts or texts to try to convince the victim that they’re from a reputable organization or group. Here are a few things to look out for:
Some emails can be quite clever as they may use company logos, names, or even an email address that looks legitimate, which is most likely spoofed. However, it’s important to scrutinize any phishing attacks by looking for generic language and examining any links that ask for personal information or payment.
If you’re still not sure whether or not an email or a text is a scam, try contacting the company straight from a reliable source and ask.
Another common scam is when a scammer tries to contact a victim and convince that person to send back a code of some kind. What the scammer is trying to do is steal the victim’s phone number, which could be linked to payment apps and bank accounts, or try to access the victim’s internet accounts such as his or her bank or email.
How this works is that the scammer will say something along the lines of wanting to confirm the victim’s identity or try to prove the victim is also not a scammer. Then the scammer will send a text verification or 2-factor authentication (2FA) code to the victim and wants the victim to send back that code to gain access. A lot of companies use 2FA as an extra layer of security to access accounts, and the scammers know this. So they will try to contact the owner of the account and try to convince them to give up the 2FA code.
The basic rule of thumb: Never give up a 2FA, access, or verification code to anyone else, especially if you do not initiate the code authentication. Beware of anyone trying to send you a code when the person asks for the code back.
Information is the best tool to avoid being scammed, so it’s important to be up-to-date on the current trends of scams and to be suspicious of unknown entities.
If you have any questions, feel free to give us a call at 877-212-2450!
We also invite you to click on the following link to Interest: Premium Credit Cards : Are They Worth It?
We also invite you to click on the following link to see our reviews on yelp.
Ok so I've been holding off writing this review for about 7 months. And as you can see by the 5 stars I left I'm beyond happy with the services this company provided me. I was skeptical at 1st even though they had stellar reviews (which is why I chose them) but there's always that thing in the back of my mind of "well they probably won't be able to help me though, I will be that exception they cant fix". Needless to say they absolutely crushed getting EVERY collection I had off my report!!! I had about 5 grand worth of stuff on there that they managed to make disappear like magic. My credit has shot up over 150 points! I cannot say enough good things about them. I even referred my coworker to them after and they sent me a $50 referral check back! If you're looking to clean up your credit, don't wait, call these superstars and get on your way to feeling confident about your credit again. I feel like a huge weight has been lifted off my shoulders and I'm so grateful. Thank you fix your credit!!!
I worked with Mia and Said for over a year, I believe. They were beneficial and responsive. Although we were not successful with all of my accounts, they still helped me raise my credit by about 100 points. So I stand satisfied. I recommend them. Not to mention there prices are very competitive. Thank you all.
I called this place about 3 months when I decided it was time to fix my credit. I spoke with Mia, she walked me thought the whole process in a 5 minute phone conversation. It was simple enough so I decided to pull the trigger and signed up. Its only been 3 months and already they have removed negative items and improved my score significantly. I strongly recommend to give them a call as soon as possible, I waited too long and I wish I would have called sooner. I will update in a few months with the final results.
These guys are legit and professional at what they do and very quick as well very responsive and knowledgeable and they will do everything they can on your behalf
ASK FOR MIA SHE IS THE BEST.
