So you want to buy a car? Great! Do you plan to shop around to find the right car and get the best deal? Even better! You’re doing everything right, but at the end of the day there’s still a problem: the dealerships ran your credit multiple times, adding hard inquiries to your credit reports causing your scores to drop!
Why?
Dealerships and car salesmen are desperate to make sales and they’ll do (almost) anything to get you into a vehicle. Unfortunately that includes running your credit as many times as it takes to find a lender that will approve you for financing. So besides each inquiry dropping your credit score two to four points, all the inquiries will make you seem riskier to credit card or mortgage lenders. Your “new” credit report courtesy of your car dealership friends could now sadly look like this.
What Can You Do?
One option is to hire a reputable credit repair company to remove them for you. Feel free to give Fix Your Credit Consulting a call at (877) 212-2450 and one of our consultants will let you know what inquiries we can help you delete.
Another, more time consuming option is to dispute the inquiries yourself. It can be done, but just make sure to not dispute any inquiries connected to your open credit, auto, or installment loan accounts!
You can also get pre-approved for a loan by a credit union or an auto financing company BEFORE you go car shopping. If you already have the financing they won’t run your credit!
Ok so I've been holding off writing this review for about 7 months. And as you can see by the 5 stars I left I'm beyond happy with the services this company provided me. I was skeptical at 1st even though they had stellar reviews (which is why I chose them) but there's always that thing in the back of my mind of "well they probably won't be able to help me though, I will be that exception they cant fix". Needless to say they absolutely crushed getting EVERY collection I had off my report!!! I had about 5 grand worth of stuff on there that they managed to make disappear like magic. My credit has shot up over 150 points! I cannot say enough good things about them. I even referred my coworker to them after and they sent me a $50 referral check back! If you're looking to clean up your credit, don't wait, call these superstars and get on your way to feeling confident about your credit again. I feel like a huge weight has been lifted off my shoulders and I'm so grateful. Thank you fix your credit!!!
I worked with Mia and Said for over a year, I believe. They were beneficial and responsive. Although we were not successful with all of my accounts, they still helped me raise my credit by about 100 points. So I stand satisfied. I recommend them. Not to mention there prices are very competitive. Thank you all.
I called this place about 3 months when I decided it was time to fix my credit. I spoke with Mia, she walked me thought the whole process in a 5 minute phone conversation. It was simple enough so I decided to pull the trigger and signed up. Its only been 3 months and already they have removed negative items and improved my score significantly. I strongly recommend to give them a call as soon as possible, I waited too long and I wish I would have called sooner. I will update in a few months with the final results.
These guys are legit and professional at what they do and very quick as well very responsive and knowledgeable and they will do everything they can on your behalf
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