So you want to buy a car? Great! Do you plan to shop around to find the right car and get the best deal? Even better! You’re doing everything right, but at the end of the day there’s still a problem: the dealerships ran your credit multiple times, adding hard inquiries to your credit reports causing your scores to drop!
Why?
Dealerships and car salesmen are desperate to make sales and they’ll do (almost) anything to get you into a vehicle. Unfortunately that includes running your credit as many times as it takes to find a lender that will approve you for financing. So besides each inquiry dropping your credit score two to four points, all the inquiries will make you seem riskier to credit card or mortgage lenders. Your “new” credit report courtesy of your car dealership friends could now sadly look like this.
What Can You Do?
One option is to hire a reputable credit repair company to remove them for you. Feel free to give Fix Your Credit Consulting a call at (877) 212-2450 and one of our consultants will let you know what inquiries we can help you delete.
Another, more time consuming option is to dispute the inquiries yourself. It can be done, but just make sure to not dispute any inquiries connected to your open credit, auto, or installment loan accounts!
You can also get pre-approved for a loan by a credit union or an auto financing company BEFORE you go car shopping. If you already have the financing they won’t run your credit!
THE BEST
signed up about two months ago, Raquel has been an amazing help, my scores for 3 bureaus already up 80 points. She has been the best. Very informative, whenever you need her she is available on the spot. Highly recommended. No matter how many questions you got, she will answer and explain everything. I really needed help with my credit and I'm so glad I went with this company. If you need help don't hesitate to reach out to them
I cannot recommend this company enough!! I was terrified with some of my debt and even called lawyers to see if they would help. Raquel gave me a free 30 minute consultation and got me from completely terrified to feeling at peace and with a plan in ONE phone call.
Being in debt is so scary and unfortunately there are a lot of shitty companies out there. Raquel and Fix Your Credit Consulting are a breath of fresh air and have the best care and attention for their customers. Schedule your call with them immediately and get a hold of your credit and finances!
The true sign of a business is one that could take your money, but instead tells you the truth that they can't help. I spoke with Sandra on behalf of a friend that had some credit issues and she determined that based on his report, she couldn't help him at this time. This company is wonderful and I would recommend to all friends and family having credit issues.
Thanks again Sandra for your honesty.
I've known Sandra for at least 10 years. She is a phenomenal person to work with and a super hard worker that cares about people. Do not hesitate to work with her and her amazing team. Jeff is wonderful as well!!
Thank you, team Fix Your Credit Consulting you are amazing*****
