Standing on the Shoulders of Giants: How Piggybacking Helps Your Credit

Our tradelines are long running, paid on time, and have increased limits. When you piggyback onto one them, creditors or lenders that look at your credit history will see all of the positive aspects of the tradeline as part of your own credit history. That means not only does a tradeline increase your score, it also gives you a far better chance of getting your own new, positive lines of credit or loans! Piggybacking onto one of our tradelines is a temporary measure that gives you an immediate boost, meaning that even if you’re credit has a long way to go before it is fully repaired, you can reap the benefits of a higher score sooner! This practice is often used by companies establishing credit for loans and has a long history of confirmed legality behind it.

Is Signing Onto Tradelines Legal?

Sharing credit cards or accounts (especially mortgages, leases and large loans) with another trusted partner is common practice, but it's understandable why you might be concerned over paying for a services that allows you to sign onto account purely for the purpose of improving your credit. In fact this very topic has caused debate in the courts between FICO, credit companies, and lobbyists that support the Credit Repair Organization act. The one thing those cases have confirmed is that they ultimately can't take legal action against authorized users benefitting from the work of original tradelines, meaning this service is not in violation of any laws, nor does it go against the way the government and creditors measure credit. If you’d like to look at some of the research and the legality behind Tradelines, click on the following link:

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