Everyone should already be putting their money into a bank as a way to securely save and store their money, however most people do not know that there are alternatives to banks that function in a similar fashion known as Credit Unions.
The primary difference between a credit union and a bank is that banks generally exist to create wealth for their owners, while credit unions are not-for-profit organizations. Generally, most credit unions’ stated goal is to serve their members instead of making money for themselves (though they of course have to generate some revenue to pay employees).
A credit union serves all the same functions as a bank–they accept deposits, store money, generate interest, make loans, etc. However, while a bank is owned by a few individuals or an array of investors, every member of a credit union is considered an “owner” of said organization. By becoming a member of a credit union, you become part owner too. To this end, the savings you put into the union help fuel loans given to other members, and the interest paid on loans help generate interest for your savings.
To join a credit union, you usually have to be part of a community that has started one. Some professions or companies offer credit unions for their workers, some credit unions are created by specific religions or spiritual groups, and others are geographically based meant to serve a specific area. Generally credit unions allow family members to join too, so if you are related to someone in a credit union you can inquire to see if you are eligible too!
Feel free to call us at 877-212-2450 if you have any questions regarding your credit.
THE BEST
signed up about two months ago, Raquel has been an amazing help, my scores for 3 bureaus already up 80 points. She has been the best. Very informative, whenever you need her she is available on the spot. Highly recommended. No matter how many questions you got, she will answer and explain everything. I really needed help with my credit and I'm so glad I went with this company. If you need help don't hesitate to reach out to them
I cannot recommend this company enough!! I was terrified with some of my debt and even called lawyers to see if they would help. Raquel gave me a free 30 minute consultation and got me from completely terrified to feeling at peace and with a plan in ONE phone call.
Being in debt is so scary and unfortunately there are a lot of shitty companies out there. Raquel and Fix Your Credit Consulting are a breath of fresh air and have the best care and attention for their customers. Schedule your call with them immediately and get a hold of your credit and finances!
The true sign of a business is one that could take your money, but instead tells you the truth that they can't help. I spoke with Sandra on behalf of a friend that had some credit issues and she determined that based on his report, she couldn't help him at this time. This company is wonderful and I would recommend to all friends and family having credit issues.
Thanks again Sandra for your honesty.
I've known Sandra for at least 10 years. She is a phenomenal person to work with and a super hard worker that cares about people. Do not hesitate to work with her and her amazing team. Jeff is wonderful as well!!
Thank you, team Fix Your Credit Consulting you are amazing*****
