Despite great advancements in identity protection practices, identity theft affected over 143,000 Americans in 2019. Unfortunately, many people aren’t aware fraud has been committed until after the thief has run up a debt in their name. Usually a person finds out when a collection agency contacts them to request payment. Other times they might find out when a fraudulent item appears on their credit report.
If you find out that you are a victim of identity theft and have someone trying to collect on an account that you did not open–don’t worry–there is a clear and safe path to getting that account removed! According to the Fair Credit Reporting Act, if a creditor or collection agency is notified that the debt in question is being disputed, then collection efforts must stop “until the debt collector obtains verification of the debt or a copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.” In order to do this you have to send a letter to the collection agency and the credit bureaus that reported the account that clearly states your name and contact information, the account number of the faulty collection and other pertinent details, and make it explicitly clear that this account was opened fraudulently as a result of identity theft. Providing a police report that states you have been a victim of identity theft is also a major bonus and goes a long way in proving your case.
Now all of this might seem overwhelming, but Fix Your Credit Consulting is here to help you! We have dealt with thousands of fraudulent collection cases for our clients and have been able to get them removed from their credit reports with our tried and true methods. If you’ve been a victim of identity theft and need collections removed from your account, call us today!
Ok so I've been holding off writing this review for about 7 months. And as you can see by the 5 stars I left I'm beyond happy with the services this company provided me. I was skeptical at 1st even though they had stellar reviews (which is why I chose them) but there's always that thing in the back of my mind of "well they probably won't be able to help me though, I will be that exception they cant fix". Needless to say they absolutely crushed getting EVERY collection I had off my report!!! I had about 5 grand worth of stuff on there that they managed to make disappear like magic. My credit has shot up over 150 points! I cannot say enough good things about them. I even referred my coworker to them after and they sent me a $50 referral check back! If you're looking to clean up your credit, don't wait, call these superstars and get on your way to feeling confident about your credit again. I feel like a huge weight has been lifted off my shoulders and I'm so grateful. Thank you fix your credit!!!
I worked with Mia and Said for over a year, I believe. They were beneficial and responsive. Although we were not successful with all of my accounts, they still helped me raise my credit by about 100 points. So I stand satisfied. I recommend them. Not to mention there prices are very competitive. Thank you all.
I called this place about 3 months when I decided it was time to fix my credit. I spoke with Mia, she walked me thought the whole process in a 5 minute phone conversation. It was simple enough so I decided to pull the trigger and signed up. Its only been 3 months and already they have removed negative items and improved my score significantly. I strongly recommend to give them a call as soon as possible, I waited too long and I wish I would have called sooner. I will update in a few months with the final results.
These guys are legit and professional at what they do and very quick as well very responsive and knowledgeable and they will do everything they can on your behalf
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